Medicare Advantage
All-in-one plans that combine hospital, medical, and often drug coverage. I’ll explain networks, copays, and the yearly out-of-pocket limit in plain English.
Annual Enrollment starts October 15 Book your plan review now · 5 days to go
Choosing coverage is personal. I take the time to understand your health, your doctors, and your finances, then show you options from several insurance companies, honestly compared.
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 34 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Services
All-in-one plans that combine hospital, medical, and often drug coverage. I’ll explain networks, copays, and the yearly out-of-pocket limit in plain English.
Medigap helps pay what Original Medicare leaves behind. Timing matters: your Medigap open enrollment window is the easiest time to buy.
I check every medication you take against each plan’s drug list and pharmacy network before you choose.
Your Initial Enrollment Period is seven months long. I’ll help you line up Part A, Part B, and your plan so coverage starts on time.
Coverage for the everyday care Original Medicare doesn’t pay for, on its own or alongside your plan.
Plans change every January. Each fall I re-check your doctors, prescriptions, and costs so there are no surprises.
My approach
Talk by phone, video, or in person at your kitchen table. There’s never any obligation.
Medicare asks you to confirm which plan types you’d like to discuss before we meet. It takes about a minute and protects you.
We look at plans through your doctors, your prescriptions, your pharmacy, and your budget.
I help with the application, then stay your point of contact year after year.
“Most people don’t need more choices. They need someone they trust to tell them which few choices actually fit.”
The Medicare calendar
IEP
7 months around your 65th birthday
Starts 3 months before your birthday month and ends 3 months after.
AEP
October 15 – December 7
Switch, join, or drop a plan. Changes take effect January 1.
OEP
January 1 – March 31
Already in a Medicare Advantage plan? You can make one change.
SEP
After certain life events
Moving, losing employer coverage, qualifying for Extra Help, and more.
Contact
Consultations by phone, video, or in your home. During Annual Enrollment, I add Saturday appointments.
Call (214) 205-2008